The Debit Order is a ONCE OFF payment to If you are interested in a personal loan or consolidation loan, or increasing your existing loan, your credit score could be your friend or your worst enemy.But what is your credit score, as kept by the main credit reporting agencies: Trans Union, Experian and Compuscan?Try not to use more than 50% of your credit limit on your credit card, as that affect you score more.While you are paying off a loan try and avoid taking on more credit, at least till such time you can afford to make larger repayments.Once our services as loan lead provider was rendered (as in your application documents forwarded to the lender’s agents) the fee is payable and cannot be reversed.This loan lead providers administration fee has nothing to do with the loan itself, therefore we can find you the best agents and lenders, without restrictions and obligations.• Small loans (up to R15 000 and easier to obtain), • Large loans (up to R1 000 000 and usually with lower interest rate), • Short term loans (6 months and easier to obtain), • Long term loans (up to 60 months and usually with lower interest rate)• Consolidation Loans (Instead of many small loans, have one loan and reduce repayments), Payslip and ID, we can decide to which agent/s your application must be send to, thus minimizing applications to the “wrong” lenders.Rather try and negotiate to skip a payment, before the payment due date or lower payments till such time you can continue with regular payments and repaying any arrears.Even if you skipped a payment, try and make a payment on your next payday, as that will help keeping you from the courts.
Avoid by any means to end up in court due to non-loan/debt payments, as that will severely hamper your chances of future credit.
The agent/s will then contact you to offer you a loan amount and terms, or requesting more information.
Only if you are happy with the loan offer, a contract will be send to you to complete and sign.
For those applying for a consolidation loan; since the criteria of consolidations are that more strict, and difficult to obtain, we will include agents who deal in personal loans too.
The reason being, should you not receive the consolidation, you can fall back on a smaller personal loan.